Welcome to the website www.barodamf.com (the “Website”). The
content of the Website is the property of Baroda
Asset Management Company Limited having its registered office at Raheja Titanium, Western
Express Highway, Goregaon (East), Mumbai-400063 (Hereinafter referred as “AMC”
or “Company” or “We” or “Us”). The Company is in the business of Mutual Fund
of the Information Technology Act, 2000; and the Information Technology
(Reasonable Security Practices and Procedures and Sensitive Personal
Information) Rules, 2011.
2. Preview: Management of Sensitive data and
how we collect, use, share and protect Personal Information or Financial
Information about You. Information collected by Us vide the physical
(offline) and online/electronic mode may be converted and stored in an
electronic form at our sole discretion.
subject to the disclaimer notified on the Website. However, this Policy shall
not apply to you in case you access and provide data to any other/ third party links
available on the Website. AMC shall always follow all such rules prescribed
under the Information Technology Act, 2000, and rules & procedural
guidelines set by the Securities Exchange Board of India (“SEBI”) and/or other
appropriate authorities under the law for the time being in force.
AMC’s website. You are expected to read and familiarize yourself with this
Policy. By visiting our website and using the Services as provided by Us
(either through the Website, vide our various Internet and other applications
or through the physical means) including but not limited to subscribing to our
products, offering, sending of inquiries etc, you expressly agree to this
If you do not agree to this Privacy
Policy, do not use the Website, and do not give us any of your information.
4. Personal Information
In this Policy, Personal Information”
means any information that directly or indirectly in combination with other
information that We have or are likely to obtain, will help Us to identify You.
Examples of personal information includes, full name, e-mail, addresses,
telephone numbers, photographs, all employment-related and compensation-related
information, and government-issued identification numbers.
Sensitive personal data or
information of a person means such personal information which consists of
information relating to passwords, financial information such as Bank account,
credit card, debit card or other payment instrument details etc. received by Us
or made available to Us.
Provided that, any information that is
freely available or accessible in public domain or furnished under the Right to
Information Act, 2005 or any other law for the time being in force shall not be
regarded as sensitive personal data or information. AMC will not be responsible
for any abuse of publicly available information.
5. Collection of Personal Data
The AMC shall collect the data either directly or
through third party service providers. While collecting the information
directly / indirectly, the AMC shall ensure that the information provider has
The fact that the information is being collected
The purpose for which information is collected
The intended recipient of the information
(d) The name and
other relevant particulars of the third party collecting the information, if
of Personal Data/ Information
We use and process,
information for a range of purposes, which may include the following:
To fulfil the Service requests.
To deliver notices or alert relevant to use of Services.
To provide and administer Services.
To facilitate transactions.
To check the identity and suitability of information
provider for certain products and Services.
To ensure the security and operation of our
Information Technology environment.
To use it for marketing and advertising measures (e.g.,
newsletters via e-mail, online advertising).
To detect, prevent and investigate fraud.
To display content based upon your interest
Facilitate and improve the usage of Services.
To comply with Applicable Laws, rules, and regulations.
To comply with the legal process to respond to
requests from public, regulatory or government authorities.
We may share your
information, including your personal information and usage Information with our
parent, subsidiaries, and affiliates for internal reasons. We also reserve the
right to disclose and transfer all such information: (i) to a subsequent owner,
co-owner or operator of the Website or applicable database; or (ii) in
connection with a corporate merger, consolidation, restructuring, the sale of
substantially all of our membership interests and/or assets or other corporate
change, including, during the course of any due diligence process.
To perform internal business processes such as data
analysis, audits, developing and improving new products and services.
To share data with third party service provider/registrar
and share transfer agent/ vendors/ facilitating agencies etc for fulfilment of
of Personal Information with Third Parties:
extent required or permitted under law, we may share the Personal Information
with the following parties for fulfilment of our commercial, contractual, legal,
and other obligations:
a) Registrar and transfer agent (s), call centres,
Banks, custodians, depositories and/ or authorized external third parties,
stock exchanges, brokers, clearing corporations who are involved in transaction
processing, dispatches, etc., of investors’ investment with Us and/or who are
vendors/ service providers/ distributors to whom commission is paid.
b) Distributors or sub-brokers or intermediaries
through whom applications are received and whose ARN number is stamped on the
application form/ transaction slips.
c) Any other organization for verifying the
identity of investors for complying with anti-money laundering requirements.
d) Any governmental authority including but not
limited to the Reserve Bank of India and/ or the Securities and Exchange Board
e) In response to the request received from
appropriate authorities to fulfil their audit, regulatory, compliance,
f) In case of request of information from
Banks/Financial institutions through their forensic auditor or otherwise for information
regarding financial assets etc of investor in matters related to diversion and or
criminal liability related matters where a request is made from Senior person /
Director level official of bank/FI etc to ascertain violation of any existing
g) Certain Personal Information may be shared with
post office, local & international courier service providers and other
intermediaries for correspondence with the Provider of Information and for
making payments to the Provider by cheques, drafts, warrants, through
electronic clearing services, NEFT etc.
The User agrees and understands that when the AMC uses
trusted third parties to act on the AMC’s behalf for performing certain
functions such as processing transactions, issuing account statements, payment
gateway services, customer services, data storage etc., contractual, or other
means are used to ensure reasonable security safeguards appropriate to the
sensitivity of the Personal Information, consistent with generally accepted
standards of commercial business practice. The AMC would ensure to enter into
suitable terms with third party service providers in order to protect client
confidentiality and follow a non-disclosure or restricted disclosure policy.
The Personal Information so collected shall be communicated
to third parties / third persons only for the reasons consistent with the
purposes for which such Personal Information was originally collected or such
purposes as authorized by law. it shall be the AMC’s foremost endeavour to
ensure that your Privacy is protected at all points in time.
8. Access to data:
information is not permanently stored on the AMC’s Web server. The information
only resides on the AMC’s Web server while the user is viewing the information.
It is permanently stored on the AMC’s secured corporate computer systems. The
AMC has data security staff whose sole responsibilities are to ensure the
security of the information the AMC processes and stores. The AMC may outsource
the activities pertaining to data storage and maintenance in compliance with
the applicable laws for the time being in force.
AMC / the Mutual Fund has policies and procedures in place to limit access to
the User’s information to only those who have a business need to view it.
9. Direct Marketing:
Any, non-personally identifiable visitor information may be
provided to the third parties for marketing, advertising, or other uses. However,
Personal Information shall not be shared for direct marketing without the
express permission of the Provider of Information.
Do Not Call Registry
to your usage of the Website and/or our Services, you expressly waive the Do
Not Call (DNC) / Do Not Disturb (DND) registrations on your phone/mobile
numbers for contacting you. Hence, there is no DNC / DND check required for the
number you have provided/ made available to AMC. Modes of contacting you/
communication may include sending SMSs, WhatsApp, email alerts and / or
telephonic calls etc.
authorize the AMC, its affiliates, Vendors, service providers, facilitating agency
and their representatives to call, send email, SMS, or communicate through WhatsApp
about the Services and other updates/ offering from time to time.
your experience with our website, we may use “cookies”. Cookies are text files that
we may place in your computer browser to store your preferences. Cookies are
used to record various aspects of your visit and assist us in providing you
with uninterrupted service. One of the primary purposes of cookies is to store
your preferences and other information on your computer in order to save you
time by eliminating the need to repeatedly enter the same information and to
display your personalized content. Most Web browsers automatically accept
cookies, but you can usually modify the browser setting to decline cookies if
you so prefer. If you choose to decline cookies, you may not be able to use one
or more services offered through this Website that may depend on cookies.
You should be
by third parties and use of third-party cookies is not covered by our Privacy
Link to third parties
other websites. We encourage you to read the privacy statements on the other
websites you visit. If you wish to request access to and correction of your
personal data held by these websites, please contact these websites directly.
Information Third Parties Provide About You
We may, from time to time, supplement the information We collect about
you through our website with outside records from third parties in order to
enhance our ability to serve you, to tailor our content to You and to offer you
opportunities to use such of our Services that we believe may be of interest to
You. We may combine the information we receive from such third-party sources
with information we collect through the Website. In these cases, we will apply
14. Monitoring and enforcement
The AMC takes
appropriate security measures to monitor unauthorized access to or unauthorized
alteration, disclosure, or destruction of data. These include internal reviews
of the AMC’s/ the Mutual Fund’s data collection, storage and processing
practices and security measures. The AMC would ensure to enter into suitable
terms with third party service providers in order to protect client
confidentiality and follow a non-disclosure or restricted disclosure policy.
Further, the employees who violate the privacy and confidentiality promise
shall be subjected to disciplinary action.
15. Reasonable Security
Practices for Protecting Information:
AMC uses commercially reasonable physical, managerial, and
technical safeguards to preserve the integrity and security of your personal
information (including personal sensitive information). To protect your privacy
and security, AMC take reasonable steps (such as requesting a unique password)
to verify your identity before granting you access to your account.
You are responsible for maintaining the secrecy of your unique
password and account information, and for controlling access to your email
communications from AMC, at all times.
of Internet Security
All information gathered by the AMC/ the Mutual Fund is securely
stored within the AMC’s controlled databases. The databases are stored on
servers secured behind a firewall; access to the servers is password-protected
and is strictly limited. Despite
our best efforts, if unauthorized persons breach our security control measures
resulting in the Servers being hacked or presenting inaccurate information
etc., AMC, their directors, officers, employees, or affiliates' will not be
not apply to any unsolicited information provided by you through this Website
or through any other means. This includes, but is not limited to, information
posted on any public areas of the Website. All such unsolicited information
shall be deemed to be non-confidential, and the Company will be free to use,
disclose such unsolicited information without limitation.
The Company also
protects your personal information off-line other than as specifically
limited to employees, agents, or partners and third parties, who the Company
reasonably believes will need that information to enable the Company to provide
Services to you. However, the Company is not responsible for the
confidentiality, security, or distribution of your own personal information by
our partners and third parties outside the scope of our agreement with such
partners and third parties.
Changes to Privacy
AMC reserves the right to change this
policy from time to time. Any changes shall be effective immediately upon the
notice on our website for updates.
In case you have any concerns relating to
their personal and sensitive information they may be addressed to Mr. Kiran Deshpande, COO & CFO of the AMC,
at email@example.com. In case if you feel that your concerns are not
adequately redressed by the Grievance Redressal Officer within 30 days of
lodgement of complaint, you may escalate the same to Mr. Suresh Soni, CEO of
the AMC, at firstname.lastname@example.org.
Investors/clients/customers shall have expressly consented to the terms of this Policy if they enter and use this website or provide any information while transacting with us.