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Baroda Conservative Hybrid Fund 
(Earlier known as Baroda Pioneer Monthly Income Plan [MIP] Fund)

 

An open ended hybrid scheme investing pre-dominantly in debt instruments.
Investment Objective
The main objective of the Scheme is to generate regular income through investment in debt and money market instruments and also to generate long-term capital appreciation by investing a portion in equity and equity related instruments.

 
 
Plans
The Scheme has two plans thereunder, viz. Plan A and Plan B (Direct). Plan B (Direct) is meant for direct investments, i.e. for investors who purchase/subscribe to the units of the Scheme directly with the Fund and is not available for investors who route their investments through a Distributor, while Plan A is meant for investors who route their investments through distributors only.
Both Plans will have a common portfolio but Plan B (Direct) will have a lower expense ratio on account of absence of brokerage and commission. Hence both plans will have distinct NAVs.


Options
Five options: 
        • Growth (default option in case no option specified by Investor)
        • Monthly Dividend 
        • Quarterly Dividend  
Under the Dividend Option:
  •  Payout
  •  Reinvestment (default option in case no option specified by Investor)

Benchmark Index
Benchmark :CRISIL Hybrid 85+15 - Conservative Index (Benchmark has been renamed effective February 1, 2018)
Fund Manager
Ms. Hetal Shah. The scheme is managed by Ms. Hetal Shah since inception.
  
Load Applicability
Entry Load: Nil
 
Exit Load: Nil

  

Minimum Application Amount :
Purchase:
Rs. 5,000/- and in multiples of Rs. 1/- thereafter
 
Additional Purchase:
Rs. 1,000/- and in multiples of Re. 1/- thereafter
 
SIP
Rs. 1000/- and in multiples of Re. 1/- thereafter per installment, where an investor opts for a monthly SIP
Rs. 1500/- per installment, where an investor ops for a quarterly SIP.
 
SWP
Rs. 1000/- and in multiples of Re. 1/- thereafter per installment, where an investor opts for a monthly SIP
Rs. 1500/- per installment, where an investor ops for a quarterly SIP.

Asset Allocation
​Type of Instrument % of Total
Assets​
​Risk Profile
Equity & Equity related securities​ 10% - 20% ​High to Medium
​Money Markets instruments, Debt  Securities, Securitised Debt ​75% - 90% ​Medium to Low
​Investment in REITS and InvITs ​0% - 10% ​High
​Securitised debt* ​Upto 50% ​Low to Medium
The scheme will not invest in foreign securitized debt. The value of derivatives contracts outstanding will be limited to 50% of the Scheme's net assets. The scheme may invest in foreign securities upto 25% of its net assets subject to maximum of US$ 300 million in the aggregate at the Mutual Fund level, as per the SEBI circular nos. SEBI/IMD/CIR No.7/104753/07 dated September 26, 2007 and SEBI/IMD/CIR no. 2 / 122577 / 08 dated April 8, 2008.    


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