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Baroda Credit Risk Fund

 

An open ended debt scheme predominantly investing in AA and below rated corporate bonds. (Excluding AA+ rated corporate bonds)
Investment Objective
To generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized..

There is no assurance or guarantee that the investment objective of the Scheme will be realized.
 
 
Plans
The Schemes have two plans thereunder, viz. Plan A and Plan B (Direct).  Under the Regular Plan of Baroda Pioneer Treasury Advantage Fund and Baroda Pioneer Liquid Fund, effective October 01, 2012, no fresh/additional subscriptions are accepted in the Regular Plan.

Plan B (Direct) is meant for direct investments, i.e. for investors who purchase/subscribe to the units of the Scheme directly with the Fund and is not available for investors who route their investments through a Distributor, while Plan A is meant for investors who route their investments through distributors only.

Both Plans will have a common portfolio but Plan B (Direct) will have a lower expense on account of absence of brokerage and commission. Hence both plans will have distinct NAVs.



Options
  • Growth(default option in case no option specified by Investor)
  • Monthly Dividend 
  • Quarterly Dividend
Under the Dividend Option:
  • Payout
  • Reinvestment (default option in case no option specified by Investor)

Benchmark Index
Benchmark : CRISIL Short Term Bond Fund Index
Fund Manager
Alok Sahoo & Karn Kumar
  
Load Applicability
If units are redeemed upto 10% of the units, on or before one year from the date of allotment : Nil.
If units are redeemed over and above the 10% limit, on or before one year from the date of allotment : 1% of the
applicable Net Asset Value (NAV).
If units are redeemed after one year from the date of allotment : Nil

  

Minimum Application Amount :
Purchase: Rs. 5,000/- and in multiples of Rs. 1/- thereafter
Additional Purchase: Rs. 1,000/- and in multiples of Re. 1/- thereafter

SIP :
Rs. 1000/- and in multiples of Re. 1/- thereafter per installment, where an investor opts for a monthly SIP
Rs. 1500/- per installment, where an investor ops for a quarterly SIP.


SWP

Rs. 1000/- and in multiples of Re. 1/- thereafter per installment, where an investor opts for a monthly SIP
Rs. 1500/- per installment, where an investor ops for a quarterly SIP.

Asset Allocation
​Types of Instruments ​% of Total Assets
​Risk Profile
Corporate bonds (only in AA* and below rated corporate bonds@)
​65-100% High
Debt and money market instruments, other than the above ​0 - 35% ​Low to Medium
REITs and InvITs ​0 - 10% ​High
*excludes AA+ rated corporate bonds.
@Including corporate debt / structured obligations having short term rating, but long term rating as AA and below, or no long term rating. For the sake of clarity, the long term rating of such instruments would be considered. In case where two or more credit ratings are available for an instrument, the lower rating of the instrument will be considered.
The fund manager may also invest in unrated debt securities, which the fund manager believes to be of equivalent quality.
The scheme may take derivatives positions upto 50% of its net assets.
Investment in securitized debt would be up to 50% of the net assets of the scheme. The scheme will not invest in foreign securitised debt.
The scheme will not engage in short selling and securities lending.
The scheme will invest in debt instruments of varying ratings including unrated debt securities.
The scheme shall not invest in equity linked debentures.

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